Company Profile

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Carolyn B. Winwood, RHU, REBC

As the President of Winwood Associates Ltd. since 2001, Carol uses her knowledge, resources, and integrity to help companies reduce business costs in several different areas including health insurance, dental insurance, long term disability, short term disability, supplemental products like AFLAC (cancer, accident, hospital insurance), life insurance (voluntary and employer paid), Medicare, and much more.

Carol looks to work with companies that truly understand the importance of building a strong business relationship.

A Little About Carol Winwood

  • Proud Member of the National Association of Health Underwrites (NAHU)
  • Certified Patient Protection and Affordable Care Act Professional
  • Registered Health Underwriter
  • Registered Employee Benefits Consultant
  • Proud Supporter of:
    • Leukemia & Lymphoma Society
    • Parkinson's Foundation
    • Breast Cancer Research Foundation
    • Little Shelter
PPACA Certified

About Our Team

Winwood Insurance has earned a great reputation for service, commitment, dependability, and expertise. Our team of highly qualified and motivated professionals works with you to create exceptional and sustainable results. This allows us to build long-term relationships with our clients, which has contributed to our continued success.

We are licensed in all of the important product areas, and invest significant time in learning, and staying up-to-date on the complex regulations surrounding health care reform, and rapidly changing health care plans and providers.

We work for you, not the insurance companies, ensuring that you gain access to medical care that fits your needs and your budget. You bring us your questions and we will bring your company great solutions!

About Our Professional Associate

Louis C. Ciliberti CFP, CLU, ChFC, founder of Louis C. Ciliberti & Associates Ltd., a financial advisory practice at Ameriprise Financial Services Inc. specializes in Wealth Management, Retirement Plans, and Estate Planning. Louis brings more than 25 years of business experience providing innovative solutions to clients, and is an important resource for Winwood Insurance and our clients.



Kelly Fiume Director of Operations/Chief Compliance Officer

"When it comes to Employee Benefits, Carol is both very knowledgeable and hands on. Even as President of her own company, Carol takes an initiative to assure her clients the best product for their needs, while providing great customer service."

Joanne Iannacone, SPHR Director of Human Resources

"I worked very closely with Carol on providing supplemental benefits for our company. I found Carol to be an expert in her field and an absolute pleasure to work with. She was reliable, honest and always got the job done, even in the most difficult of situations. Carol is a true professional and I highly recommend her."

Donna Martini Activist

"By far the best professional I get to work with! Whenever anyone needs insurance, I am so quick to recommend Carol because of her efficiency, dedication and even more importantly, willingness to satisfy the client's needs. Love her and what she stands for!"

Jeanine L. Bondi CSP Vice President

"It is my pleasure to recommend Carolyn Winwood. Her professionalism and willingness to partner with our business needs has been a welcomed addition to our vendor relationships. Carolyn has brought creative benefit ideas to our employee benefit offerings and has expanded these choices for our valued employees. In addition, Carolyn is committed to community efforts and gives of her time and talents to support Long Island charities and causes."

Deanna Lantieri-Bavlnka, PHR Human Resource Professional

"Carol is an exceptional insurance broker and a pleasure to work with!"

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